*{box-sizing:border-box}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1b2430;background:#fff}a{color:#0b5cad}
header{background:#0d3b66;color:#fff}header .w{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px}header a{color:#fff;text-decoration:none}.brand{font-weight:700;font-size:1.1rem}
nav{background:#0a2f52}nav .w{display:flex;flex-wrap:wrap;gap:4px 16px;padding:8px 16px}nav a{color:#dbe9f7;font-size:.92rem;text-decoration:none}
.w{max-width:1040px;margin:0 auto}.hero{background:#eaf2fa;padding:32px 16px}.hero h1{margin:.2em 0;font-size:1.9rem;line-height:1.2}main .w,section .w{padding:16px}
.btn{display:inline-block;background:#e4572e;color:#fff!important;padding:12px 20px;border-radius:6px;font-weight:700;text-decoration:none;border:0;font-size:1rem;cursor:pointer}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.card{border:1px solid #d5dfe9;border-radius:8px;padding:16px}.card h3{margin-top:0}
form.q{background:#f6f8fb;border:1px solid #d5dfe9;border-radius:8px;padding:16px;max-width:620px}form.q label{display:block;font-weight:600;margin:12px 0 4px}
form.q input,form.q select,form.q textarea{width:100%;padding:10px;border:1px solid #9fb3c8;border-radius:6px;font:inherit}form.q .chk{display:flex;gap:8px;align-items:flex-start;font-weight:400}form.q .chk input{width:auto;margin-top:6px}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.small{font-size:.85rem;color:#4a5868}.err{background:#fde8e4;border:1px solid #e4572e;padding:10px;border-radius:6px}
.note{background:#fff8e1;border:1px solid #f0d58c;padding:10px 14px;border-radius:6px;font-size:.92rem}footer{background:#0d3b66;color:#dbe9f7;margin-top:32px}footer .w{padding:20px 16px;font-size:.9rem}footer a{color:#fff}
.ts{margin:12px 0;min-height:65px}details{border-bottom:1px solid #d5dfe9;padding:10px 0}summary{font-weight:600;cursor:pointer}@media(min-width:800px){.hero h1{font-size:2.4rem}}